CashNet USA





The Verdict


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Our review

CashNetUSA operates since 2004 and in 2006 it became a part of Cash America International, Inc. Its headquarters is in the state of Illinois, Chicago. The company is registered with the Better Business Bureau (BBB) and Community Financial Services Association of America (CFSA) and is a reliable short-term lender. It includes the companies all over many states with the staff number amounting to 500 and over a million customers. At the present moment CashNetUSA offers its services in about 30 states around the country with online lending leading in the sphere.

The company provides short-term loans that are easy to obtain without hassle. Late applications are also a feature of a company, which is a definite plus as well as 24/7 service. The company also permanently works on various innovative programs that are aimed to improve customer service.

CashNetUSA provides the list of the states where it is licensed to operate and this is also a rare plus as not many companies are eager to disclose such information on their front pages. The same refers to the fees and interest amount. This information is transparent with no hidden costs attached. They also provide the phone numbers of each State Department of Financial Institution for the customers' information.

The company's website is safe and secure and all the transactions are carried out via encryption methods. The process of application is easy and well-organized. They make it pretty clear about fees and interest and there is plenty of other information that can be useful for a customer.

Among other companies that operate in the sphere CashNetUSA has got one of the highest fees for $100 borrowed. It amounts to $25. This is not exceptional and there are a lot of states that charge the same; besides, fees differ from state to state and this should also be taken into consideration. The best part about CashNetUSA is that the company discloses all the information and a customer is prepared and informed beforehand and knows what to expect.

CashNetUSA can be connected by many ways and this is a definite advantage as those who are unable to apply online or in person can do it by phone and there are also contact e-mails and live chats. The FAQ page is pretty full and to the point and it is noticeable how much they care about customers and the level of the service they offer. This is a very convenient service as a customer is able to create certain idea about the product and what it will cost to them and there is no need to even sign at this stage.


CashNetUSA is a reliable company to deal with. It might not be easy to trust some online resource but with CashNetUSA things are different. They offer their potential customers the option of checking their operating history and validity and the only thing that does not allow this company to be the top one is the amount of their fees they charge.


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